Owning a home is a dream of every person. The rising prices in the real estate market forbid people to make one’s home. It is a cumbersome task to get home loans these days. If you are a chartered accountant and you have in your mind to build your dream house, then you can get easily by getting a home loan from Bajaj Finserv. With Bajaj Finserv near you, it would be possible for all chartered account professionals to get home loans easily. The firm offers home loan services for professionals who are in the chartered accountancy stream. The method of home loans will indeed make the process of the home loan service convenient for chartered accountancy professionals. The facility of home loan for chartered accountants is worth a try.
Are you eligible to avail the home loan facility?
The chartered accountants who want to enjoy the facility of home loan provided by Bajaj Finserv have to present certain documents which will help the home loan facility to expedite with ease.
1. You need to submit a COP which has been active for at least four years.
2. You need to submit KYC documents such as balance sheet, COP certificate income tax returns and P/L account statements.
3. Some other documents might be asked during the execution of the home loan service.
Benefits to be reaped
If you approach other sources to get loans for your home, you may have to deal with several procedures which may delay in the process of receiving home loans. If you do not want to go through tricky process, then your best bet would be to approach Bajaj Finserv. The firm offers countless benefits which will make the process of home loan comfortable for you. The benefits offered are as follows:
A) The prime concern for a person who approaches for a home loan is the total amount to be received from the source. A person who is well established in the chartered accountancy can receive loan up to Rs. 35 lakh.
B) For repaying the amount, the chartered accountants get a period ranging from 12 months to 60 months which would not disturb your yearly budget.
C) In the flexi loan facility, you are free to withdraw money within the limit period of loan. When you will be able to pay back or clear the previous amount, then you get the leverage to lend money once again from the remaining loan limit. In case you have got sufficient money at your end, then you can also pay the loan in advance without paying any additional charges.
D) A person goes through a lengthy paperwork in order to receive home loans from other sources. Whereas, in Bajaj Finserv, you do not have to face hitches in regards to the paperwork. By submitting minimum documents, you can save your energy and time during the process of home loan.
E) In many cases, it has been observed that the person who applies for home loans have to present guarantors in order to execute the process of home loan in a faster way. In Bajaj Finserv, there is no need to present guarantors which mean that the chartered accountants will be able to get home loans in the next to no time.
F) Bajaj Finserv opens up the online facility which lets the chartered accountants to access money for home loans at their convenience.
What is the Application Procedure?
The chartered accountants are requested to apply online for CA loans. Upon getting a phone call from a representative of Bajaj Finserv, the person will be at your place to collect the documents from you. The approval procedure of submitting documents will take only 24 hours. The documents submitted by you will then be verified and you will be eligible to get home loans in the next 24 hours.
